maderr: (Bauer - Cold)
[personal profile] maderr
But I'm still not drinking beer tonight, which is just thoroughly depressing but the last thing I need after all this is booze on my stomach.

Watching Nero Wolfe, attempting to write. was lazy and spent most of the day in bed, but urgh didn't feel brave enough to try anything but water 'til eleven or so.

Okay, SMP story is going to get pwned goddammit.


EDIT

*cries* I should have known the day couldn't go without something going wrong. Got something in the mail saying that a company bought my debt from Bank of America and now they have control of my debt except I don't have a debt I paid all mine off so I have no fucking clue where this all came from and fucking hell I dont' have that kind of money and could JUST ONE THING PLEASE GO RIGHT FOR ME.

I am so very tired of breathing.

More banker-speak

Date: 2007-08-04 09:19 pm (UTC)
ext_3521: (Default)
From: [identity profile] chris-king-2005.livejournal.com
Even if you paid it via direct debit from your bank, you should have records. The transactions will appear on your bank statements, and you can order copies of the statements if you no longer have the originals. (Hopefully, you're saving your bank statements. You need to keep any financial paperwork for at least seven years.)

Believe me - if you still owed the first bank money, they would have been contacting you...usually within ten days of a late payment, but always by thirty days past due.

Re: More banker-speak

Date: 2007-08-04 09:29 pm (UTC)
From: [identity profile] maderr.livejournal.com

I keep my bank statements. I'm sort of anal about it, though I seldom need them. the only thing I've found so far is payments to an atlantic credit company, and I don't remember now if that was the group that bought my barnes and nobles or the bank of america debt. I'll figure it out (I hope) because I know I paid all three of my debts off. I mean I'm not likely to forget an amount that big -__- I hope, anyway. But I'm nothing if not an idiot.

See, that's what I thought. I haven't been bothered by anyone in ages - not since the company that sued me. I had three debts - two I paid off with automatic payments, the last sued me and I sent the lawyer the checks. Argh.

Thanks, Chris. Money spazzes me out. I can't be reasonble where it's concerned. You help a lot.

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